At LEIS LAW CLINIC, we offer specialized legal expertise in the Law of Secured Credit Transactions. Our services are designed to help lenders and borrowers navigate the complexities of secured financing arrangements. Our practice areas encompass:
Secured Credit Transactions
Drafting Security Agreements:
We provide meticulous drafting of security agreements that clearly define the collateral, rights, and obligations of all parties involved, ensuring enforceability and compliance with relevant laws.
Due Diligence and Title Searches:
Our team conducts comprehensive due diligence and title searches to verify the status of collateral and to uncover any potential encumbrances or issues that may affect the security interest.
Perfecting Security Interests:
We assist in perfecting security interests through proper filing and registration procedures, ensuring our clients’ rights are prioritized and protected in the event of debtor default.
Enforcement of Security Interests:
In cases of default, we represent creditors in enforcing security interests, including repossessing and disposing of collateral in accordance with applicable laws and contractual terms.
Structuring Secured Transactions:
Our attorneys are skilled in structuring secured transactions that optimize the interests of our clients, taking into account tax implications, regulatory requirements, and business objectives.
Negotiation of Loan Agreements:
We negotiate loan agreements on behalf of our clients, focusing on favorable terms, clear covenants, and the mitigation of risk.
Regulatory Compliance:
Our firm stays abreast of the evolving regulatory landscape to advise clients on compliance with federal, state, and international secured transaction laws.
Workouts and Restructuring:
We provide strategic counsel on the restructuring of credit arrangements to prevent insolvency proceedings and to maximize recovery for creditors.
Bankruptcy and Insolvency Proceedings:
Our team represents secured creditors in bankruptcy and insolvency proceedings, advocating for their rights and ensuring the highest possible recovery from the debtor’s estate.
Cross-Border Secured Transactions:
We are knowledgeable in the complexities of cross-border secured transactions, including the application of international treaties and choice of law considerations.